Terms of use

These terms of use govern the use of nhs.earnd.com . By accessing any part of our site, users are deemed to have accepted these terms of use and agree to comply with them. Please do not use our site if you do not agree to these terms.

We recommend that you print a copy of these terms for future reference.

Who we are

Our site is operated by Earnd (UK) Limited (we, us, our). We are registered in England and Wales under company number 11391391 and have our registered office at One Southampton Street, Covent Garden, London, WC2R 0LR.

Our site is aimed at UK residents (you, yours, users) and intended for access and use by UK residents only. In particular, we make no warranties and/or representations of any kind, express or implied in relation to the compliance of our site (and any information on it) with the laws of any other country.

Other important documents

You should review these terms alongside:

  • our Privacy Notice (which sets out how we use personal information collected or generated in connection with our site and products and services); and
  • our Cookies Policy (which describes how we use cookies on our site).


Registering for updates

You can register your interest in the Earnd app (as described on our site) by providing your work email address and employee ID details on the registration page of our site. By doing so, you agree to us:

  • informing your employer that you have expressed interest in the Earnd app (as described on our site); and
  • contacting you when the Earnd app (as described on our site) becomes available to you.  

If you do not want us to contact your employer and/or contact you about the availability of the Earnd app, please do not register your interest on the registration page. 


Important information about our site

We do not guarantee that your use of our site will be uninterrupted or error-free. Although we try to ensure that our site is available 24 hours a day, we will not be liable if for any reason our site is unavailable at any time or for any period. We may suspend access to our site temporarily and without notice in the case of system failure, maintenance, repair, for reasons beyond our control, or for other business and operational reasons.

The content on our site is provided for general information only. It is not intended to amount to advice or information on which users should rely. No information published on our site constitutes a solicitation or offer, or recommendation, to engage in any trading activity or transactions, or perform any legal act (for example, entering into a contract). Users must obtain professional or specialist advice before taking, or refraining from taking, any action on the basis of the content on our site.


We do not represent or guarantee that our site will be free from loss, corruption, attack, viruses, hacking or other security issues, and we will not be responsible for any losses associated with the types of issues described in this paragraph.

You are responsible for configuring your information technology and computer programmes to access our site. You should use appropriate virus protection software. You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. All such rights are reserved.

Any material transmitted or posted onto our site shall be considered public and non-proprietary and we will have no obligations with respect to such material. We may copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied in these materials for any and all commercial or non-commercial purposes. We will not do any of the above where the materials constitute or contain personal data.


Our site is made available free of charge. We are not responsible for any charges that you may incur from third parties with respect to your use of our site, including without limitation any data charges or Internet access fees.

Our liability

Whether you are a consumer or a business user:

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation. To the extent permitted by law, we exclude all conditions, warranties and representations with regard to our site or any content on it, whether express or implied.

If you are a business user:

  • We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.
  • We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
  • use of, or inability to use, our site; or
  • use of or reliance on any content displayed on our site.
  • In particular, we will not be liable for:
  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.


If you are a consumer user:

We only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

Links to third party sites

Links to third party sites on our site are provided solely for users’ convenience. Clicking on these links will cause users to leave our site (linked sites will generally open a new window, our site remaining open). Unless we say otherwise in relation to a particular third party link, we have not reviewed any third party sites and we do not control and are not therefore responsible for these sites or their content or availability, nor do we endorse them or make any representations about them. Users accessing third party sites via these links do so at their own risk and we accept no responsibility for them.

Linking to our site

We reserve the right to withdraw permission to link to our site without notice.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any site that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

Amending these terms

We may revise these terms at our sole and absolute discretion and without prior notice. You should therefore check our site from time to time to review these terms, because, by accessing and continuing to use our site, you will be deemed to have accepted that you are bound by the version of the terms appearing on our site at the time of your access.


If you submit or provide suggestions for improving our site to us, we will be free to exercise any and all rights in the feedback without restriction or compensation of any kind.

Governing law and disputes

If you are a consumer user, please note that these terms of use, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction except that, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland you may also bring proceedings in Scotland.

If you are a business user, these Terms, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

Contact us

You can contact us at support-uk@earnd.com if you have any questions about these terms.

Who are Greensill?

Greensill is one of the UK’s fastest-growing finance companies, but probably not one that you’ve heard of. Greensill enables companies (and now employees) that have done work to be paid early.

Visit greensill.com